Man Legally Changes Gender to Female for Cheaper Car Insurance

A Canadian man who claims he identifies as 100% male legally changed the gender on his identification documents to female in order to save over $1,000 on car insurance. The Alberta man, identified only as David to protect him against possible legal consequences, wanted to buy a brand new car and knew that his insurance costs would be high, due to his age (early 20s) as well as a collision and a ticket or two he had on his record. Still, the $4,500 a year quotation he got from an insurance company was even higher than he had anticipated, so he started thinking of ways of bringing the costs down. At one point, he asked the insurer what the cost would be for a woman in his exact situation and learned that his annual bill would be about $1,100 lower. That got him thinking…

“I was pretty angry about that. And I didn’t feel like getting screwed over any more,” David recently told CBC News, on condition of anonymity. “So I asked them to change my gender on my auto policy, and she’s like, we can’t do that.”

Luckily, David, who was 23 at the time, learned that it could actually be done, but he had to have his gender changed on his birth certificate and driver’s license before it could be reflected on his insurance policy. So he proceeded to do just that.

Steve Kee, a spokesman for the Insurance Bureau of Canada, told CBC that he had heard anecdotal reports of people legally changing genders to bring down the cost of their car insurance, but he doesn’t know how widespread the practice is. He also pointed out that people who do this sort of thing expose themselves to potential repercussions.

Charlie Munson

Charlie Munson

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